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Public & Products Liability

Liability / Public & Products Liability

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Public & Products Liability

Liability insurance protects your business from legal liability arising as a result of a third party being injured or third party property being damaged. A claim can arise regardless of whether or not you are negligent, and the costs associated with defending a claim of this nature can be significant.

Due to the litigious nature of our society and an increase in the number of liability lawsuits, it is also becoming common practice for business associates to require evidence of liability insurance before entering into contracts. These contracts themselves can be fraught with danger where indemnities are granted and rights waived without fully understanding the implications this may have on your insurance cover.

Guardian will work with you to tailor a programme to ensure you have cover for your specific business needs. The level of cover needed will depend on the type of business, turnover and employee numbers and will take into account exposures specific to your industry and activities.

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Guardian Insurance Group is made up of the following entities:

  • Guardian Insurance Group Pty Ltd ABN 49 112 066 261
  • Guardian Insurance Brokers Pty Ltd ABN 16 070 398 195 AFSL 239120
  • Guardian Life Brokers Pty Ltd ABN 56 111 952973 AR No. 470986
  • (an authorised representative of Synchronised Business Services Pty Ltd ABN 33 007 207 650 AFSL 243313)
  • Guardian Claims Management Pty Ltd ABN 64 127 939 191

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 8238 0100, before deciding to acquire, or continue to hold, any insurance product.

  • Guardian Insurance Group - Our Guarantee

    Our Guarantee

  • Guardian Insurance Group - Pay An Account

    Pay An Account

  • Guardian Insurance Group - Claims

    Claims

  • Guardian Insurance Group - Contact Us

    Contact Us

  • What A Broker Does

Guardian Insurance Group is made up of the following entities:
Guardian Insurance Group Pty Ltd ABN 49 112 066 261
Guardian Insurance Brokers Pty Ltd ABN 16 070 398 195 AFSL 239120
Guardian Financial Solutions Pty Ltd ABN 56 111 952973 AR No. 470986
(an authorised representative of Synchronised Business Services Pty Ltd ABN 33 007 207 650 AFSL 243313)
Guardian Claims Management Pty Ltd ABN 64 127 939 191

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 8238 0100, before deciding to acquire, or continue to hold, any insurance product.

Guardian Insurance Brokers Pty Ltd are proud signatories to the NIBA Insurance Brokers Code of Practice.  A copy of this Code can be found at  NIBA Insurance Brokers Code of Practice.
If you wish a printed copy of this Code, please contact our office on 08 8238 0100 and ask to speak to your Account Broker, who will provide a copy to you via post.